Serving the Liability Insurance Needs of
Health Care Facilities and Providers


Owned and Governed by Health Care Members

Call (800) 234-8847

"A" rated reinsurance.

$79 million in assets, over $47 million in surplus.


Over $30 million returned to our members.

Healthcare Providers Insurance Company

HPIC was formed in 2003 as a South Carolina captive reciprocal risk retention group for the purpose of providing professional liability insurance and other coverages to hospitals and hospital systems.  On January 1, 2016, HPIC was re-licensed by the Department as a South Carolina traditional reciprocal insurance company.

As a reciprocal insurance company, the day-to-day operations of HPIC are managed by its attorney-in-fact, HPI Company (“HPICO”).  We are owned and governed by its subscriber-insureds. The hospital subscriber directors are all chief executive officers or administrators of their hospitals.  The HPIC’s directors bring a unique knowledge and perspective of the healthcare entities and individuals the Company insures.

HPIC has been tremendously successful in its first 17 years of operation. Through our conservative reinsurance approach and disciplined underwriting, our highly regarded London and Bermuda markets have left us financially able to weather insurance cycles. 

Moving forward, HPIC is developing strategic plans for growth that fall within HPIC’s three over-arching objectives of:  long term financial stability, member ownership & governance, and commitment to quality service.

116 Woodgreen Crossing
Madison, MS 39110

Office Hours: M-F 8am-5pm
Tel: (800) 234-8847
Fax: (601) 368-3369

To provide innovative and cost-effective insurance solutions to assist in safeguarding the assets of our owners while supporting the delivery of quality health care.

To be the premier insurer in partnership with Mississippi and select healthcare providers.

  • Integrity
  • Open communication
  • Mutual respect and team work
  • Resourceful and responsive
  • Service exceeding expectations
  • Accountability to Members and one another
  • Commitment to learning

Using intuitive and enhanced resources and relationships that have been nurtured over the years and identifying new partners and innovative product delivery, we established three very important programs.


From first dollar coverage for Hospital Professional Liability, deductible options and an array of general policy requirements, we can build and provide a policy which reflect your real-world exposures.


The cornerstone of any claims service is a superior knowledge of the legal environment in order to protect the assets and business reputation of our clients, through fairly and efficiently resolving the claims brought against our customers.


Healthcare Providers Insurance Company (HPIC) is dedicated to servicing the liability insurance needs of healthcare facilitiess and other health care providers.

DISCLAIMER: This Web site provides only a simplified description of coverages and is not a statement of contract. Coverage may not apply in all states. For complete details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements, or prospectus, if applicable.