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Serving the Liability Insurance Needs of
Health Care Facilities and Providers


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Owned and Governed by Health Care Members

Call (800) 234-8847

"A" rated reinsurance.

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$79 million in assets, over $47 million in surplus.


Over $30 million returned to our members.

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Healthcare Providers Insurance Company

HPIC was formed in July of 2003 and is dedicated to serving the liability insurance needs of healthcare facilitiess and other health care providers. It is sponsored by the Mississippi Hospital Association and was created with three overarching objectives: long term financial stability, member ownership and governance, and commitment to quality service.

HPIC is owned and governed by healthcare facilities members with over $79 million in assets, over $47 million in surplus, and has an RBC ratio of over 1600+%. Our conservative reinsurance approach and disciplined underwriting are highly regarded in London and Bermuda markets and has left us financially able to weather insurance cycles. As a result, over $30 million has been returned to our members.

Profits are held in subscriber accounts for return over time as approved by our board, which is comprised of member healthcare facilities CEOs and/or Administrators. Currently, we provide insurance services to over 50 healthcare facilitiess and 500 physicians and continue to grow.

As of January 1, 2016, Healthcare Providers Insurance Company assumed the workers’ compensation renewal policies of Healthcare Employers Resources Exchange. HPIC is pleased to continue the same great service and coverage to healthcare facilitiess, physician clinics, and other healthcare entities.

116 Woodgreen Crossing
Madison, MS 39110

Office Hours: M-F 8am-5pm
Tel: (800) 234-8847
Fax: (601) 368-3369

To provide innovative and cost-effective insurance solutions to assist in safeguarding the assets of our owners while supporting the delivery of quality health care.

To be the premier insurer in partnership with Mississippi and select healthcare providers.

  • Integrity
  • Open communication
  • Mutual respect and team work
  • Resourceful and responsive
  • Service exceeding expectations
  • Accountability to Members and one another
  • Commitment to learning

Using intuitive and enhanced resources and relationships that have been nurtured over the years and identifying new partners and innovative product delivery, we established three very important programs.


From first dollar coverage for Hospital Professional Liability, deductible options and an array of general policy requirements, we can build and provide a policy which reflect your real-world exposures.


The cornerstone of any claims service is a superior knowledge of the legal environment in order to protect the assets and business reputation of our clients, through fairly and efficiently resolving the claims brought against our customers.


Healthcare Providers Insurance Company (HPIC) is dedicated to servicing the liability insurance needs of healthcare facilitiess and other health care providers.

DISCLAIMER: This Web site provides only a simplified description of coverages and is not a statement of contract. Coverage may not apply in all states. For complete details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements, or prospectus, if applicable.