Policy Services
Together, we can build a policy that best reflects your real-world exposures.
![](https://www.hpico.com/wp-content/uploads/2022/09/Policy-Services-HPIC.jpg)
Hospital Professional Liability to Healthcare Facility Medical Professional Liability
Claims-Made Policy Form:
- Insureds: Employees, volunteers, directors & officers, committee members, and students
- Coverage can be added for contracted allied health professionals, physicians and surgeons, CRNAs, midwives, medical students, dentists, podiatrists and osteopaths
- Administrative Capacity: Medical directors
- Automatic 90 days for newly acquired or formed entities
- Reporting Endorsement can be purchased on an annual basis
- Medical staff administrative capacity, peer review and credentialing
- Coverage Trigger: Written notice by the insured that a claim has been made or circumstances involving an injury that may lead to healthcare claims
- Rating Base: Occupied beds, visits, physicians (FTE’s) by specialty, Per visit ER Provider Rating
Physician & Surgeons Professional Liability to Medical Professional Liability
Coverages Available For:
- Individual professional liability
- Partnership, corporation or professional association professional liability
- Employees
- Allied healthcare providers
Additional Offerings:
- Part-time coverage available
- Extended reporting endorsement available to be purchased on an annual basis
- Free extended reporting period for death/disability
- Free extended reporting period for retired insureds over 65 years old and following five years as a named insured
- Cyber coverage
- Deductibles available
- Defense costs outside the policy limits
- Rating Base: FTEs (full time equivalencies) by specialty, Per visit ER Provider Rating
- General Liability
- Workers' Compensation
- Excess Liability
- Deductible & Self Insured Retention available
Meet Our Policy Services Team
Healthcare Providers Insurance Company (HPIC) is dedicated to serving the professional liability insurance needs of healthcare facilities and other healthcare providers.
![](https://www.hpico.com/wp-content/uploads/2022/02/lauren.jpg)
Lauren Cleveland
Director of Underwriting
Tel: (769) 289-3004
Ridgeland, MS
lcleveland@hpico.com
![](https://www.hpico.com/wp-content/uploads/2022/02/tim.jpg)
Tim Miller
Business Development Director/
Senior Underwriter
Tel: (334) 315-6942
Atlanta, GA
tmiller@hpico.com
![](https://www.hpico.com/wp-content/uploads/2022/10/April-Stell.jpg)
April Stell
Underwriter
Tel: (205) 567-8443
Birmingham, AL
astell@hpico.com